A Month of Money Saving Penny-Pinching Tips One of the things I take pleasure in during the holidays is giving. No matter how cash-strapped we are, we still live by the "pay it forward" motto. We tip generously and share. I don't say this to brag. Not at all. I say this in thanks to God for allowing us the joy and privilege of giving. This year, I was able donate about $300 to those in need. It felt good. How do I do it? By living simply that others may simply live. Penny pinching and saving money has been likened to building a dam. The large holes are obvious. The small crevices are less noticeable, but if left to slowly leak, will eat up funds quickly. Saving money means I have more money to share with others. In these times when lawmakers are cutting more social safety networks and taking tax benefits form the working middle class, these tips are even more cogent. Here's a fortnight of budget repairs to prevent financial leaks.
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