Back to school shopping: Remember Operation Christmas Child and Christmas toy donations

Are you looking for a nifty charity to donate toys to this Christmas? Why not explore Samaritan's Purse Operation Christmas Child. This group collects Christmas shoeboxes filled with with gifts for needy kids around the world. To participate, get a shoebox and fill it with toys, school supplies, articles of clothing, personal care products, candy, books and other little gifts. Drop it off at one of the locations here or mail it in.

We've been doing this as a family since it started in 1993. We shop back to school sales for pencils, glue sticks, notebooks, markers, crayons, scissors, pens, activity booklets, coloring books and craft sets.  We fill our boxes with small backpacks, cuddle toys, hair accessories, toy cars, small brush and comb, wash cloth, energy bars, powdered vitamin drink, prayer cards, jewelry, sunglasses, socks and T-shirt. Shopping sales, especially back-to-school, I was able to get all these items for about $12-$15 per box. 2017 shoe boxes are due Nov. 13 to Nov. 20 and drop-off locations are listed on the website.

Don't forget to pick up extra school supplies at back to school sales to donate to those in need. 

Shopping, Money Saving Tips for Welfare Recipients

"Octomom" Nadya Suleman, the single mom of 14 (including octuplets) is back on welfare again, says TMZ. Suleman is an extreme example of negative welfare stereotype. But her unhealthy financial choices highlight key issues that we can all learn from. Here are money tips for parents on welfare, culled from five months when we received food stamps and Medicaid.   Money Tips for Welfare Recipient Parents

Minimalist Lifestyle is Healthy for Kids, Parents

My out-of-the house son and I were recently discussing the minimalist lifestyle. We noticed how many people claim to be minimalists but in fact aren't. Case in point: money. It's easy to talk about living simply, but much harder to do it. And now that our son is paying his own way, he realizes why dad and I were so frugal when he was growing up. He sees first-hand how expensive things are and how easy it is get deep in debt. Avoiding debt is one reason parents should live simply. Here are others.  Living minimally is good for families

No, 'Octomom' You Can't Afford a $520 Hairdo on Welfare

 Mom of 14, Nadya Suleman, dubbed "Octomom" for her octuplets, was investigated by Child Protective Services after photos appeared showing unsanitary, dangerous conditions at her home. Suleman lashed out in an ABC Good Morning, America interview, saying that her hairdresser who took the photos "set her up." I'm glad to hear that the door that appeared to be barred keeping a child prisoner was, in fact, just closed being held closed to keep little ones out. But I still have some concerns about Octomom's attitude toward money, particularly her welfare payments. Read on 'Octomom' Nadya Suleman Exemplifies Misconceptions About Welfare 

First person: How I Live Simply that Others May Simply Live

A Month of Money Saving Penny-Pinching Tips One of the things I take pleasure in during the holidays is giving. No matter how cash-strapped we are, we still live by the "pay it forward" motto. We tip generously and share. I don't say this to brag. Not at all. I say this in thanks to God for allowing us the joy and privilege of giving. This year, I was able donate about $300 to those in need. It felt good. How do I do it? By living simply that others may simply live. Penny pinching and saving money has been likened to building a dam. The large holes are obvious. The small crevices are less noticeable, but if left to slowly leak, will eat up funds quickly. Saving money means I have more money to share with others. In these times when lawmakers are cutting more social safety networks and taking tax benefits form the working middle class, these tips are even more cogent. Here's a fortnight of budget repairs to prevent financial leaks. Read more...

Christmas Holiday Shopping Guide

How to Get What You Want for Everyone on Your Holiday Shopping List and Not Go Broke
Over 20 tips to stay out of financial hot water this holiday season and still get what you want to get for everyone.
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