My mother-in-law is a spouter of adages. I hate schmaltzy sayings. I wouldn't have gotten along with Ben Franklin. One MIL repeats ad nauseum is "take care of the pennies and the dollars will take care of themselves." Then she proceeds to spend all the pennies and dollars and claim insolvency. But neither my annoyance nor her hypocrisy, negate the saying. And it's a good maxim for earning,saving, frugal spending and giving. Read on. Online Writing Tips Mind the Pennies, the Dollars Take Care of Themselves